The Best Way to Afford Dental Implants
If you really are committed to getting implants, you have to literally put your money where your mouth is. Instead of buying a new car or taking a vacation, use that money to help pay for your health. Take advantage of a free consultation with complimentary x-rays and ask the doctor as many questions as possible so you can educate yourself. And here are some tips on how to be able to afford implants.
Take your time
Don’t feel like you need to have all of the dental work done at the same time. If you can only afford to have the teeth extracted at this time, then stop there until you can afford the rest. Dental work is often done in stages, so it is feasible that you may need to pay for one stage at a time until you have completed the process. Even if it takes an extended amount of time, you won’t be burdened with the whole bill at once.
It’s also a good idea to make the most use of insurance by doing the extraction by the end of the year and putting in the implant at the beginning of the next year so you don’t reach your yearly maximum.
Consider Financing and flexible spending
Try health care financing, like CareCredit and LandingClub. Check and see if you qualify for special financing for health care related costs, some times patients are qualified for zero interest for as long as 60 months. Usually these financing option require decent credit scores.
If your credit score is low, you can always ask your family or friends to consign for you. If your employer offers a flexible spending account, you can fund the account with pretax dollars to pay for out-of-pocket medical costs like dental work. You can also time it at the end of year as well.
Dental Assistance Through Government Programs
Medicare is a federally funded program providing health insurance that is designed for the elderly and people with disabilities. Unfortunately Medicare doesn’t actually cover the implant itself. It does, however, pay for procedures if you’ve had a dental-related health problem that require dental care.
Implants save you money in the long run
Dental implants are costly but it still may save you money in the long run compare to dentures and bridges. It not only lasts for a very long time, it also prevents bong loss in the jaw. The drawback of a dental bridge is that the bone in the jaw supporting it under the artificial teeth will atrophy over time, eventually causing failure of the crown and bridge. Depends on how old you are, you may need to replace your bridge several times over your lifetime. Denture is another option, but it needs regular maintenance. Since missing teeth cause your bone to shrink, dentures will become loose eventually thus relining and adjustments are needed. And the cost for maintaining a denture only increases as time goes on.
If all the information makes you confused, please give us a call at (914)921-5437 to schedule a free consultation with complimentary x-ray and exam so that our professional staff and experienced doctors can put your mind at ease and help you decide what’s best for you.
If you want to know how much implants cost, click here to check out our cost break down.